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Fire & Water - Cleanup & Restoration

How Pretesting Keeps Insurance Costs Down

2/25/2021 (Permalink)

Moisture meter on a wall Pretesting will help to keep more damage from happening to your structure, inventory and business equipment.

Unfortunately, insurance prices are rising. As the owner of a company, you want to keep your insurance costs as low as possible. You can do this by keeping your claims down. Pretesting can help you do this.

What Is Pretesting?

A certified company that works with your insurance agent can:

  • Assess the damage
  • Stop the source of damage
  • Check for contamination
  • Inspect the premises for safety issues

This can help your agent determine what sort of claim is necessary.

How Does This Help You?
Once your business is damaged, you might think that it can't get any worse. By quickly stopping what is causing the problem, it can prevent the damage from getting worse. Pretesting will help to keep more damage from happening to your structure, inventory and business equipment. When it comes time for the insurance to pay the claim, they will have to pay less and keep their costs low. This usually will help you save money on premiums down the road.
It will also help by giving your insurance company a more accurate assessment of the damage. The company that does the initial inspection should be able to spot what needs to be fixed right away.

How Does This Help With Your Claim?
Most companies that do pretests in Tukwila, WA also work with various insurance providers. Your insurance agency can recommend the correct company. Since the cleaning company and the insurance company are used to working together, your insurance claim may be processed faster, and the repair work can begin sooner.

What To Do First?
The first thing you want to do is call your insurance company and ask about any procedures they use before you file a claim. They will be happy to tell you if having a company come out before you file is best for both parties. Make sure you operate within your policy guidelines when you contact a company for advanced services.
When disaster strikes, pretesting can help you limit the amount of damage you have and ultimately help you file with your insurance. This process saves you time and money when you need it the most.

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